Wealth Management You Can Trust
We help our clients navigate life’s important financial decisions
Wealth Management You Can Trust
We help our clients navigate life’s important financial decisions
Wealth Management You Can Trust
We help our clients navigate life’s important financial decisions
The Rickaway Swisher Group
A team dedicated to serving your wealth management needs through a personal relationship and a depth of expertise.
Our Services
- Retirement Planning
- Business Retirement Solutions
- Investment Management
- Estate Planning Guidance
- Tax Planning Guidance
What Makes Us Unique
Focus
We’re dedicated to doing what’s best for you. By considering all aspects of your finances, our team gets to know you and develop a relationship based on experience and trust, always placing your interests first.
Certified
As a team with several advanced certifications, we integrate financial planning with our investment management services.
Service
We specialize in holistic wealth management and wealth transfers between generations. We’ll design a plan to help you achieve your financial goals.
Disciplined
Whatever phase of life you’re in, our disciplined IDEAL process will help you organize your financial planning and investments and to better focus on your long-term financial goals.
Discover The Difference
The Rickaway Swisher Group Can Make
Matthew P. Rickaway, CRPC®
Vice President I Financial Advisor
"People choose their careers for many different reasons. When I decided to become a financial advisor, I was driven by a genuine passion for creating great outcomes in clients’ lives and a deep desire to help them achieve the things they wanted for themselves and the people they care about."
Matt joined Baird in January of 2015 after starting his career in 2008 with Wells Fargo Advisors. He holds a Series 7 and 66 licenses and the Chartered Retirement Planning CounselorSM (CRPC®) certification from the College for Financial Planning. He is a 1995 graduate of Texas A&M University. Matt’s previous experience includes over ten years at Pfizer Inc., the world’s largest pharmaceutical company. The majority of that time was spent in upper management, even serving in their New York City headquarters.
"As each has received a gift, use it to serve one another, as good stewards of God's varied grace." 1 Peter 4:10
Giovanna Swisher, CFP®, CDFA®
Financial Advisor
Giovanna started her career in wealth management in 2003 with A. G. Edwards after spending 15 years as a research analyst. In July of 2014, Giovanna joined Baird. Giovanna holds a Bachelor of Science degree in Finance from Oklahoma State University and a Masters of Business Administration from University of Houston – Clear Lake. Giovanna earned her CERTIFIED FINANCIAL PLANNER™ certification in 2006 and her Certified Divorce Financial Analyst® certification in 2016. Giovanna also prepared federal, state, and local tax returns while pursuing her masters degree. Giovanna’s specific expertise and knowledge has helped many pre-retirees and retirees prepare for and navigate retirement as well as other major life transitions.
Giovanna and her husband, Curtis, have lived in the Brazosport area since 1983. They have two grown children and are active in their church and several community organizations. Giovanna also enjoys traveling, photography, and gardening. She also takes time to mentor young adults and teach financial literacy.
Perspective
As a CERTIFIED FINANCIAL PLANNER™ professional and Certified Divorce Financial Analyst® professional, one of my passions is to assist people with their wealth building and preservation strategies. I understand the importance of a family’s financial health. I believe in order to enjoy life’s most meaningful moments you must have peace of mind and comfort in knowing that your financial affairs are in the hands of objective, trusted and experienced professionals.
Meet Our Extended Team
Heather Osborn, CFP®, AAMS®, CExP™, CWA®, CLU®
Financial Planning Manager | Senior Vice President
Heather Osborn Manages the Financial & Estate Planning team at Baird. She is a CFP® professional who works as an extended member of your Financial Advisor’s team, providing expertise on
challenges affecting high-net worth clients.
Heather is a graduate of Western Kentucky University and holds a bachelor’s degree in Finance with a special emphasis in financial planning. Prior to Baird, Heather served Hilliard Lyons Wealth Advisors and their clients for more than a decade. In this role, she had been instrumental in designing and implementing a wealth management process that is suitable for our clients. Prior to joining Hilliard Lyons, Heather worked as a Financial Planner providing individual clients with comprehensive planning and advice.
A resident of Williamson County, TN since 2004, Heather is married with two children. She loves spending time with her family boating & skiing on Lake Cumberland.
Scott Grenier, CFP®, AEP®
Manager of Estate Planning | Senior Vice President
Scott Grenier joined Robert W. Baird & Co. in 2010. Scott is currently the Manager of Estate Planning for Baird’s Private Wealth Management Group. Prior to joining Baird in 2010, Scott was responsible for providing financial planning solutions to high net worth individuals and families at Cleary Gull, Inc. Scott works with clients and their advisors on business succession, tax and estate planning strategies, focusing on tax efficient wealth transfer opportunities.
Scott graduated from Hamilton College with a Bachelors Degree in Economics and earned a Master of Science in Financial Services Degree from The American College. Scott is an Accredited Estate Planner through the National Association of Estate Planning & Councils, Chartered Advisor in Philanthropy through The American College and a CFP® Professional. Scott served on the Board of Milwaukee Estate Planning Forum and is a current member of the Milwaukee Estate Planning Forum, member of the Society of Financial Service Professionals and a member of the Financial Planning Association in Southeastern Wisconsin.
Rick Holman, J.D., CFP®, CLU®
Senior Estate Planner
Rick joined Baird’s Private Wealth Management team in October of 2014 as a Vice President and Senior Estate Planner, working out of the Dallas office. He works with Baird Financial Advisors, their clients, and the clients’ other professionals to promote the benefit of estate planning and assist with the development of clients’ estate plans. Specifically, his responsibilities include reviewing and discussing existing estate plans, answering estate planning questions, and presenting on estate planning topics.
Rick comes to Baird from The Nautilus Group, a service of New York Life Insurance Company, where he spent approximately seven years as one of the consultants and a manager in the Estate and Business Case Development unit. Prior to that, he was an Estate Planning Attorney with the advanced marketing department of another insurance company, and a Financial Planning Consultant and the Advanced Case Design Specialist with Raymond James Financial. Rick has coached advisors on integrating estate planning into their practices; taught a financial planning class; spoken at advisor forums, client seminars, and estate planning conferences;
and contributed articles to industry publications.
A native of Florida, Rick graduated from the University of Miami with a degree in Politics and then earned his J.D. from Florida State University. He has obtained his Certified Financial Planner and Chartered Life Underwriter designations, and holds FINRA Series 6, 7, 63 and 65 licenses.
Brad Bartick
Vice President Wealth Planner
Brad is a Wealth Planner at Baird, having recently joined the firm in late 2022. A behaviorist at heart, Brad’s focus as a planner has always been directed towards coaching fundamentally smart investing behavior. He is guided in this endeavor by a sincere belief that every individual has the power to make sound financial
decisions and exercise great judgment in any of life’s many financial pursuits.
Stewarding clients through obstacles and opportunities requires sharing technical expertise but also demonstrating compassion for how others think and feel about their goals, needs, and circumstances. Through active listening and valuing the perspective of others, Brad has been able to show countless investors how to employ simple methods to improve how they accomplish their goals.
Brad has over 25 years of experience in the financial services industry. He earned his B.A. in Psychology from Long Island University and completed his financial planning coursework at the University of Portland, earning his CFP® designation in 2011. He earned his Certified Wealth Strategist® from the Cannon Financial
Institute in 2019. Brad has spent the last 18 years coaching financial professionals across the Western US to develop deeper relationships with their clients through comprehensive financial planning.
Brad and his wife, Michelle, reside in beautiful Golden, Colorado. Both are active outdoor enthusiasts and hikers, having travelled extensively across the Western United States, Canada, Europe, and Africa to hike and trek. Brad is also an avid backcountry skier. They have been proud owners of English Bulldogs for many years. Their current bulldog, Edgar, is the apple of their eye.
Tim Steffen
Director of Tax Planning
As Director of Tax Planning for Baird, Tim is responsible for researching, writing and speaking on important tax issues that impact the clients of Baird. This includes topics related to retirement planning, executive compensation, business owners, legislative changes, and overall best practices. Tim originally joined Baird in 1999 serving in a variety of planning oriented roles, most recently as the Director of Advanced Planning.
He left Baird in 2019 to join the Advisor Education team at PIMCO, before returning to Baird in 2021. Prior to 1999, Tim worked in Arthur Andersen’s Private Client Services group in Milwaukee where he specialized in tax and financial planning. His clients included corporate executives, business owners and families.
Tim earned his bachelor’s degree in Accounting from the University of Illinois in 1991. He is a Certified Public Accountant/Personal Financial Specialist, a CERTIFIED FINANCIAL PLANNER™ professional, a Certified Private Wealth AdvisorSM professional and a member of the American and Wisconsin Institutes of CPAs,
Investments & Wealth Institute (IWI) and the Financial Planning Association (FPA).
Commentary from Tim on a wide range of financial planning topics has been featured in national, regional and trade media such as The Wall Street Journal, Bloomberg BusinessWeek, Kiplinger’s, U.S. News & World Report, Morningstar, CNBC.com, and Investment News. In addition, he speaks to numerous client and
professional groups about tax and financial planning topics and has taught financial planning classes for IWI and at the University of Wisconsin-Madison. Tim also regularly shares his perspectives via Twitter (@TimSteffenCPA) and other social media outlets.
About Baird
Baird is an international wealth management, capital markets, asset management and private equity firm.
Thanks to our independent, employee-owned structure, each one of our associates worldwide shares a real stake in your success. We know from experience that the only way to help you reach your goals is to keep your best interests in mind, always.
Since 1919, we've been earning our clients' trust by staying true to our mission:
To provide the best financial advice and service to our clients and be the best place to work for our associates.
While we have grown over the years to meet the evolving needs of our clients, we preserved the core values that kept us strong and stable through every imaginable market environment:
- Clients come first.
- Integrity is irreplaceable.
- Quality is our measure of success.
- The best financial advice is the result of expertise and teamwork.
- How we succeed is as important as if we succeed.
- We seek personal balance in home, work and community involvement.
Why Rickaway Swisher Group
Learn More About Our Philosophies
Our Investment Philosophy
We believe that educated investors who maintain a long-term approach are well prepared to weather market volatility and life’s curve balls. We work hard to ensure that our clients possess an understanding of investment principles.
Our Responsibility
As our client, your financial peace of mind
is our primary goal.
Our team’s planning and advice comes from an objective standpoint. We place our clients’ interests above our own and promote loyalty, good faith, and trust in every relationship.
Our Commitment to You
We emphasize transparency, confidentiality, and white-glove client service through every interaction.
We respond quickly to your needs to maintain a transparent line of communication. We understand that your situation is unique. We tailor each meeting to specifically address the needs of you and your family. With regular conversations, we will work together to create a flexible financial plan that’s designed to help you meet your financial goals. We provide you with holistic financial advice that reaches beyond the assets we manage. We work with your other trusted advisors such as your CPA and attorney to provide sound tax, estate guidance, including business succession planning and wealth transfer planning so that all aspects of your plan are working together in concert for you.
What to Expect when Working with Us
As your wealth management partner, we are accountable to one person – you. Nobody wins unless you win.
True wealth management is never one-size-fits-all. For financial advice to be useful, it needs to be both tailored and comprehensive. Our wealth management process revolves around you – your values, your priorities.
Who We Serve
We help leaders successfully navigate life's transitions
You are never just a name or a number to us.
We all have a story. At Rickaway Swisher Group we strive to understand who you are to create a financial strategy that complements your unique identity — your personality, values, beliefs, and vision for the future.
Pre-Retirees & Retirees
Our team has extensive experience with the area’s major employer benefit plans. We are here to assist in optimizing and stress testing your investments to fit your personalized income and spending strategy. Our multi-generational team is uniquely designed to make sure you’re covered for the next five, 10 and 20+ years.
Pre-Retirees & Retirees
Today’s pre-retirees face unique challenges and opportunities when planning to exit the workforce. Our team is experienced in navigating these situations, always keeping your best interests in mind we create personalized strategies that align with the vision you have for your future. Instead of a one-size-fits-all approach, we work diligently to uncover new ways to fulfill your requests and ensure your needs are secured and protected throughout your lifetime.
Get Started With Us
People in Transition
Whether you just lost a spouse, quit your job, or recently separated from your spouse, we can help you navigate this new chapter with confidence.
People in Transition
Losing a Spouse. Leaving a job. Leaving a Marriage. Our team is experienced in navigating these emotional life situations with compassion. We ask the tough questions and work with you to design and implement strategies to set you up for success as you learn to navigate this chapter of life with security and confidence.
Get Started With Us
Business Owners
Focus less on managing your money and more on improving your business with strategies that offer room to grow and expand and eventually exit tax efficiently.
Business Owners
Focus less on managing your money and more on improving your business with strategies that offer room to grow and expand and eventually exit tax efficiently.
Business Services
How We Can Service You...
Retirement and Succession Plans
You and your employees’ retirement matters. Let us help you determine the best plan of action for your business.
- 401(k) plans
- Profit Sharing Plans
- SIMPLE IRAs
- SEPs
- Individual IRAs
- Business Succession Plans
Financial Planning
As an added service our team may provide complimentary financial planning for each employee on a personal level.
- Retirement Funding
- On-going Financial Education
Investments
Our team takes pride on managing your assets so you can focus on what is more important to you which is growing your business and spending quality time with your family. It is our duty to work in your best interest as well as each employee.
- Online meetings available
- Market Outlooks
Get Started With Us
Resources
Explore our resource library
JANUARY 18, 2023
Secure Act 2.0: What it Means for Your Retirement
The newly passed bill offers changes to RMDs, new Roth rules and other tactics to take advantage of. Congress's year-end omnibus spending bill contained a section called SECURE ACT 2.0 of 2022, which addresses a variety of retirement planning topics as a follow-up to the first SECURE Act, passed in late 2019. Here are the most important things you need to know:
JANUARY 18, 2023
5 Financial Goals for the New Year
Start the year off right by etting started on these five top financial goals.
MAY 20, 2022
Deeper Corrections but Stronger Recoveries in Midterm Years
With market volatility picking up and a midterm election on the horizon, the Policy Team at Strategas gives some insight into how midterm years typically play out, why they tend to be more volatile than average, and what the longer-term picture looks like.
FAQs for New Clients
What should I expect at our first meeting?
This is our chance to get acquainted and for us to begin to understand what is important to you. It also gives you a chance to get to know the team and our process and mutually decide if we are a good fit for one another. We know time is your most precious commodity so we will do our best to cover as much as we can in our 60-90 minutes initial meeting. Otherwise, it is like drinking from a fire hydrant and can feel overwhelming.
What should I bring to our first meeting?
In preparing for our first meeting it is helpful to do thinking about your goals, what you want to accomplish. Write those down. Bring account statements or other documents that will assist us to get a picture of where you are. If possible, complete the Financial Planning Questionnaire. (It is not mandatory, but we will be asking questions related to that content.)
If I hire you, what sort of information will I need to provide?
In general, we will be asking for copies of financial statements. As far as employer benefits are concerned we are familiar and have copies of Summary Plan Descriptions for area most employers. If not we will ask for some additional information or documents about benefits, insurance and estate plans. However, we will take that one step at a time, as needed.
Do you have a minimum asset requirement?
Clients seeking Investment Portfolio Management in addition to planning are considered on a case-by-case basis. We provide the best fit and value for clients with $1 million or more in investable assets. If you are looking for Financial Planning or Divorce Planning services, we do not require you to place assets with us and thus do not have a minimum asset requirement.
I’m new to planning and investing. Will you help me learn what I need to know?
Absolutely! Part of our job is to help you learn what you need to know to feel confident about the decisions you will need to make.
Expectations
How often should I expect to hear from you?
In the initial stages of our relationships, you’ll hear from our team as often as weekly. Once your plan (and in some cases investments) is in place, you’ll generally get a phone call, email, or snail mail every other month. One of us is always just a phone call or email away.
If I email you or leave a voicemail message, when will you get back to me?
Our goal is to respond to all incoming messages and calls on the same day where possible, and always within 24 hours.
Are you a fiduciary?
Our team operates in the best interests of our clients. CERTIFIED FINANCIAL PLANNER™ professionals providing financial planning services must abide to a broader fiduciary standard as defined by the CFP Board. Visit our Unpacking what it means to be a Fiduciary piece.
Do I have to pay you an annual fee?
Because Baird is dually registered as a broker-dealer and investment advisor we are able to offer a client both brokerage (transaction based) and investment advisory (advice) services. Brokerage accounts and advisory programs have different structures, administration, types and levels of service, fees and expenses. They are designed to address different client needs, and advisory programs may not be appropriate for clients who tend to direct their own investment strategies and execute transactions without the recommendation or advice of their Financial Advisor, prefer a buy and hold strategy that is not actively monitored Baird or their Financial Advisor, value low fees and expenses over ongoing professional investment advice and/or maintain high levels of cash and cash equivalents.
What types of investments do you recommend to clients?
That depends on the client and the client's needs. In general our team uses individual stocks, individual bonds, mutual funds, exchange traded funds and annuities in our investment strategies. When selecting a combination to recommend we consider client fit factors like cost, time horizon, risk, ease of use and the client’s level of comfort with the particular investment type.
More Questions?
Check out our other FAQs for your needs.
Purposeful Wealth Management
Serving clients in Lake Jackson, Bay City, Alvin/Manvel/Pearland, Katy/Houston, TX & throughout the U.S.
We’d Love to Hear From You
Discover if we are a fit by reaching out for a consultation.
contact
EMAIL: RSGroup@rwbaird.com
PHONE: 979-299-3292
FAX: 979-299-3277
Lake Jackson Location
208 Parking Way
Lake Jackson, Tx 77566
Houston Location
945 Bunker Hill Rd #300
Houston, TX 77024